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RUSSELL W. KETRON, CFP® is the managing member of Ketron Financial, LLC and has been helping clients make intelligent, informed and healthy financial and life planning decisions since 1969. Russ has offered Investment Advisory and Financial Planning Services as an Advisory Associate and Registered Principal with Protected Investors of America since 1978. He earned his CFP ® (Certified Financial Planner Licensee) designation from the College for Financial Planning in 1977. Russ teaches investment courses at College of Marin and is an accredited instructor for the Center for Continuing Education for CPA’s and CFP’s. Russ is a past president of the North Bay Financial Planning Association (IAFP & ICFP). He was the 1988 recipient of the Churchill C. Peters award for “Excellence in Financial Planning”. Russ has served on mutual fund boards and is a contributing author of the financial resource book, Wealth Enhancement & Preservation as well as the book Giving.
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GLEN S. CALKINS, MBA received his Bachelor of Business Administration from University of Miami, 1968 Major - Finance/Investments and his Master of Business Administration (finance/economics) from the University of Bridgeport 1972. Glen’s Masters thesis was on small business managerial economics, enhancing profits while improving quality control production output and efficiency. After completing the thesis he successfully implemented the results. His business experience includes Investment Analyst and Portfolio Manager for investments; Vice President and Treasurer for a small manufacturing business; and Real Estate Development, (including the management and full profit center responsibility for hundreds of millions of dollars in project values in California and Texas, example - Mattel Inc. Corporate Headquarters). His management experience includes President of Sutter Hill Limited a full service Real Estate Development Company that built high rise office, retail, hotel and industrial projects. In 1987 he founded Griffin Associates a business providing asset management services. Glen is published with articles on asset valuation and production efficiency. He has been an Advisory Associate and Registered Representative with Protected Investors of America since 1998.
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RUTH AGUIRRE, Office Manager began her career in the accounting industry in Petaluma in 1987. For 8 years she was office manager for a CPA firm in Petaluma. In 1995 she went into the Mortgage industry in Santa Rosa where she had a wide range of job roles. During a 7 year period she went from Payroll into Lending to Sales and Marketing and then to Information Technology. This gave her the ability to hone both her office management and computer technical skills. These talents have been put to good use since beginning her service as Adminstrator at Ketron Financial in 2002. |
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DENIS RAGAN, enjoys helping people protect assets against outside risks and facilitating the transfer of wealth by minimizing cost, delay and taxes. Denis received his Bachelors Degree in Accounting, Teaching and Administrative Credentials from the University of San Francisco. Denis is a native Californian with family roots going back to 1861. He was an Air Intelligence Officer in the U.S. Navy, an Auditor for the California State Board of Equalization, Data Processing Supervisor for Levi Strauss Co. and a California High School teacher for 18 years. Denis is Senior Consultant for the Insurance Solutions Consulting Group (ISC), a division of Westland Financial Services. He has an extensive background in senior issues, estate planning, business insurance as well as long-term care solutions. |
FINANCIAL INTEREST DISCLOSURE Russell W. Ketron and/or Glen S. Calkins may have financial interests in companies in which they recommend for client purchase. Any recommendation of a security or service in which Russell W. Ketron and/or Glen S. Calkins has a financial interest is purely coincidental and would be done when it meets the objectives of the client. Russ or Glen would fully disclose such interest to the clients at the time of the recommendation. Either Russ or Glen will not engage in the practice of “scalping” or any other prohibited transaction.
Protected Investors of America is a FINRA broker/Dealer and Registered Investment Advisor. Russ is a Registered Principal; Advisory Associate and recommends clients use the brokerage services of the firm. Russ is the shareholder of 7% of the outstanding shares. |
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